FinAfrique Partners
A Disruptive, Inclusive and Sustainable Investment Bank
FinAfrique offers advisory and investment services that meet the needs of financial institutions, businesses, and African states seeking performance, innovation, and inclusive growth.
Our mission is to meet the growing needs of the African continent through 2 Main Business Areas :
+ 15
Years of Expérience
Operational Offices
Paris – Abidjan – Douala
Expert-Shareholders
Countries of intervention
Trusted Partners
Team
Our Team
Fabrice Kom Tchuente
Executive Director
Hélène Sandrine Diaby
Senior Investment Officer & Head of Abidjan Office
Mélissa Ngatcha
Senior Financial Analyst
Alice Njeufa
Financial Analyst
Pacôme Konan
Junior Financial Analyst
Christel Ela
Administrative Assistant
Our Genesis
From Fundamental Reflection to Responsible Action
Creation of FinAfrique (as a consulting firm)
Organization of the 1st edition FIFAS 2013
First Edition of the International Finance Forum in Sub-Saharan Africa (FIFAS 2013)-
Douala – www.forum-fifas.com (an idea from FinAfrique)
Organization of the 2 nd Edition FIFAS 2015
2 nd Edition of the International Finance Forum in Sub-Saharan Africa (FIFAS 2015) – Abidjan – www.forum-fifas.com
Capital Opening
Capital Opening with the arrival of around sixty Expert-Shareholders from 17 African
and European countries
Inclusive Bond Project
Launch of the Working Group on the Inclusive Bond Project (an idea from FinAfrique)
FinDiETou
Launch of FinDiETou (an idea from FinAfrique)
FinAfrique Partners
Birth of the Investment Bank FinAfrique Partners
OUR AMBITION
FinAfrique Partners is a recognized and committed actor for Ethical and Responsible Finance
We develop innovative financing and investment solutions for our Clients and Partners aiming to :
In order to achieve our ambition which is to:
Investment Committee
& Management Team
Our Sustainable Investment Committee
This committee is tasked with analyzing investment targets based on financial, sustainability, and impact criteria with the aim of reconciling Financial Performance with Social and Environmental Performance.
The Sustainable Investment Committee is composed of a group of experts working in the fields of Investment and Sustainable Finance who believe in Impact Investing for vulnerable African economies.
Our Expertises
Discover our commitment to ethical finance, tailored to all segments of the African
economy.
FinAfrique Advisory
Our “Advisory” Branch consists of two mains areas of expertise :
We provide solutions to the following challenges :
- Development and Implementation of Strategic Plans,
- Development of Operational Efficiency Strategies,
- Improvement of Governance Frameworks,
- Development of Risk Maps (Banks, Insurances, and other Financial Institutions),
- Development of Financial Management Optimization Tools.
We provide solutions to the following challenges:
- Structuring & Arrangement of Inclusive Financing and Investment Operations :
Inclusive Bonds, Social Bonds, Green Bonds, Blue Bonds… - Implementation of Financial Inclusion Policies,
- Support for Public and Private Financial Institutions in the design of innovative
financial mechanisms, - Advisory for Governments to Implement Inclusive Policies and Support Tools (for SMEs/TPEs and the Informal Sector),
- Support in Financing projects for climate change adaptation and mitigation.
FinAfrique Investment
Through our “Investment” Branch, our goal is to structure a Financial Infrastructure to improve access to financing for the Very Small Enterprises sector.
- A commitment to Africa,
- A commitment to sustainable impact,
- A commitment to current and future generations,
- Ethical and responsible investment policies.
Our primary goal is to actively participate in unlocking Africa’s potential by focusing primarily on those forgotten by current financing mechanisms : the informal sector, VSEs/SMEs, women, youth, and the climate.
As Responsible and Committed Investors, we primarily focus on key areas directly related to financial inclusion, financing for SMEs/VSEs, and sustainable development.
We structure our actions around values and ethical principles :
- Inclusion
- Impact
- Intergenerational
- Local Content
- Accountability
- Commitment
- Long-term perspective
- Sustainability
- Return on investment
- Innovative and pragmatic solutions
Addressing the continent’s challenges with endogenous solutions and innovative financing mechanisms.
Our Funds
The aim of IB Debt Fund I : To contribute to inclusive growth and the achievement of Sustainable Development Goals (SDGs).
IB Debt Fund I : Context and Issue
According to a report of the International Monetary Fund (2017), the informal sector represents between 20% (South Africa) and 65% (Benin, Nigeria) of the Gross Domestic Product in African countries.
Additionally, according to a study by the International Labour Organization, this same sector accounts for 85% of jobs on the continent. Yet, in terms of financing, this sector appears to be «greatforgotten», «poorly equipped» in our economy [...].
Furthermore, the practice of usurious interest rates by many Microfinance Institutions burdens borrowers' repayment conditions, making it difficult for them to advance to a higher level of activity. Through this Private Debt Fund, we propose a financing mechanism dedicated to Very Small Enterprises through loans to Microfinance Institutions. This financing aims to be alternative and complementary to existing financing, offering affordable characteristics for vulnerable entrepreneurial segments.
Indeed, the financing strategy of IB Debt Fund I enables Exit Rates (Interest Rates) for VSEs that are half as low as those practiced in the Market (Rotating Savings and Credit Associations, Microfinance, etc.).
Expected Results
-
Expand the financing capacity of the informal sector by diversifying sources of financing (banks, microfinance, insurance, companies, entrepreneurs, students, households, diasporas, etc.). -
AImprove access to financing for Microfinance Institutions by offering loans at more affordable costs. -
Reduce the cost of credit by offering a credit rate half as low as current opportunities (Rotating Savings and Credit Associations, Microfinance Institutions, etc.). -
Enhance financial inclusion through a digital transactional process (mobile payments) and the inclusive nature of the model, which encompasses all social strata of the population. -
Gradually structure/formalize actors in the informal sector to whom an organizational framework would be proposed to be eligible for this financing mechanism (Membership in a Group, Maintenance of accounting records, Opening of a Mobile Money Account, etc.).
Reasons to Trust Us
Discover the distinctive advantages of FinAfrique, a comprehensive and tailored solution to meet your professional needs.
Optimal Proximity
Personalized services provided directly on-site.
Deep Understanding
Consultants steeped in a Sustainability approach and with a perfect understanding of the
socio-cultural context and challenges of African businesses.
Tailored Flexibility
Practical and adaptable services according to client needs.
International Expertise
A qualified team with multi-continental experience.
Our Investment Philosophy
A Business Bank Tailored to All Segments of the Economy!
OUR ESG & IMPACT CONCEPTS
Inclusive Bond Project
The Inclusive Bond Project emerged from an article written in May 2020 by FinAfrique with the aim of proposing a new financing mechanism imbued with specific socio-cultural and economic characteristics of Very Small Enterprises and informal activities in Africa.
This financing aims to be alternative and complementary to existing financing, particularly offering affordable features for vulnerable entrepreneurial segments.
This Project is currently being implemented in Cameroon and Ivory Coast with the support of numerous International Institutions such as:
OUR ESG & IMPACT CONCEPTS
FinDiETou
On April 15, 2021, BICICI, ADVANS, and FinAfrique announced the launch of FinDiETou.com, a digital financial education platform in French and Dioula, a dialect frequently used in Ivory Coast.
FinDiETou (born from an idea of FinAfrique) is a series of short, interactive, and fun training courses for micro-entrepreneurs, both men and women. Its digital platform is punctuated by Voice-Overs, visual illustrations, and touch targets, allowing illiterate or semi-literate individuals to learn autonomously.
Our Research Activities
Fabrice Kom Tchuente: "For the vast majority of Africans, the informal sector is a survival mattress".
And to think that many of us are now saying that it is difficult to capture the savings of African households...
Latest Articles
Press
They talk about us
Latest News
FinAfrique secures a $900,000 CAD Grant Agreement from IDRC (International Development Research Centre) for the implementation of the Inclusive Bond Project in Cameroon and Côte d’Ivoire.
November 2023
FinAfrique is engaged by GIZ to facilitate the Conference Mission of the Finance Task Force of COMIFAC. Preparation of the Advocacy for the ECCAS States to increase Green Financing for Central African forests as stipulated in the Paris Agreements.
September 6-8, 2023Contact Us
Leave us a message
+ 33 (0)6 18 42 57 38
+ 237 694 45 84 92
FinAfrique organizes the Public-Private Dialogue Workshop on the Inclusive Bond Concept at the Mövenpick Hotel in Abidjan alongside UNECA
January 8, 2024